Unoccupied Property Insurance

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What is Unoccupied Property Insurance?

Unoccupied Property Insurance protects your property when it is empty for an extended period.

Standard home or commercial property insurance doesn’t offer the protection need while the building is left unoccupied for long periods of time.

Get peace of mind from Unoccupied property insurance, also known as unoccupied building insurance. It fills the gap, should your property become vacant.

What Does Unoccupied Property Insurance Cover?

Property Damage

Provides financial protection to repair or reconstruct the property when it’s affected by insured events such as fire, flooding, storms, or vandalism.

 

Loss or Rent Cover

Cover that protects a rental income if the property becomes uninhabitable due to an insured event. 

Liability

Safeguards you if someone is injured or their property is damaged due to hazards or unsafe conditions associated with your property.

Unoccupied Property Insurance in 3 Minutes

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Partnering with Leading UK Insurers

We work with some of the UK’s most respected insurers, including Allianz, Zurich, Aviva, NIG, and Covea to provide you with exceptional cover at a competitive price.

Do I need Unoccupied Property Insurance?

Without the right insurance for your property, you could be left to cover costly repairs, legal fees, or loss of income on your own.

There’s no legal obligation to take out unoccupied property insurance. However, it’s strongly recommended if you rent out a property. With a specialist landlord policy from RightSure Digital, you’re covered for risks that standard home insurance won’t – such as tenant damage, loss of rent or liability protection. Without it, you could face significant financial losses if something goes wrong.

Unoccupied Property Insurance is for every type of property owner. Whether your premises is under renovation, pending probate, sale or let, get peace of mind with RightSure Digital.

Getting insurance through RightSure Digital Is faster, simpler and designed around you. Get quotes, manage your cover and make changes all in one convenient place.

Frequently Asked Questions

Do I need Landlord Insurance?

Answer the frequently asked question in a simple sentence, a longish paragraph, or even in a list.

Answer the frequently asked question in a simple sentence, a longish paragraph, or even in a list.

Answer the frequently asked question in a simple sentence, a longish paragraph, or even in a list.

Answer the frequently asked question in a simple sentence, a longish paragraph, or even in a list.

Answer the frequently asked question in a simple sentence, a longish paragraph, or even in a list.

Answer the frequently asked question in a simple sentence, a longish paragraph, or even in a list.

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